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FSM in Media: How to get a balanced mutual fund portfolio?
June 16, 2015

This chat transcript was published in on Tuesday, 16 June 2015

Author : Dr. Renu Pothen

How to have a balanced mutual fund portfolio?

ank383: Dear Sir, I have 4 SIPS running (from about one year) in BSL Top 100 (Rupees 1000 p.m.), ICICI Pru Dynamic (Rupees 1000 p.m.), Reliance Banking Fund (Rupees 1000 p.m.) and Religare Invesco Mid and Small Cap Fund (Rupees 2000 p.m.)...please advise if i should continue with the same funds...i also intend to start further SIP of 10K per month. Please suggest funds/ horizon is 8-10 years...Regards
Dr Renu Pothen:You can continue with the existing investments. As for the additional amount of INR 10,000,you can consider the following funds. IDFC Premier Equity Fund (INR 2000) ICICI Prudential Value Discovery Fund (INR 2000) Mirae Asset India Opportunities Fund (INR 2000) HDFC Mid-Cap Opportunities Fund (INR 1000) You can also increase the exposure into the existing funds. BSL Top 100 (INR 1000) ICICI Prudential Dynamic Fund (INR 1000) Reliance Banking Fund (INR 1000)
vishu079: I am holding an mutual fund name ICICI Prud Bal Fund-Direct Plan Growth option. My question i am holding this fund for last one year through an SIP .for building an corpus for ling term propsect 5year, so please advice should i hold this fund or switch to new one and laso recommend the new fund also Thks I

Dr Renu Pothen: As per our model, ICICI Prudential Balanced Fund is the best performing fund in this category. Hence this is one of our recommended balanced funds as well. You can continue holding onto the same.

guest: I am investing Rs.2000/ each through SIP in the following funds: a. UTI Opportunities Fund b. ICICI Pru Banking & Financial Services c. HDFC Balanced fund d. Axis Long Term Equity Fund (ELSS) e. SBI Emerging Business Fund Please let me know if I can continue SIP on these funds for a long term of 5 years
Dr Renu Pothen: You can continue with your existing investments.
guest: GA.Mam , i am Niraj 26 years old,i want to invest 3000 Rs in SIP for min 5years pls suggest me some good MF .Thanks

Dr Renu Pothen: If you are a first time investor, you can consider investing into a large cap fund and a balanced fund. Here you can take an exposure into ICICI Prudential Focused Bluechip Equity Fund and Tata Balanced Fund. Once you are comfortable with your initial investments, you can consider other categories of funds as well.

guest: best fund to invest large capor midcap
Dr Renu Pothen: Some of our recommended funds in the large cap space are ICICI Prudential Focused Bluechip Equity Fund and BSL Frontline Equity Fund. In the mid cap space 2 of our recommended funds are HDFC Mid-Cap Opportunities Fund and Mirae Asset Emerging Bluechip Fund.
guest: Madam, pls share your view about below MFs for portfolio for 10-15 yrs period FOR INVEST 10K each month and how much wealth can I accumulate HDFC TOP200, HDFC BALANCED, ICICI FOCCUSED BLUECHIP,ICICI DISCOVERY,RELIANCE EQUITY OPPORTUNITY,HDFC MIDCAP OPPORTUNITIES
Dr Renu Pothen: The portfolio that you have chosen is skewed towards 1 fund house. Hence you can make the following changes. These changes are suggested on the assumption that you have not started your investments in the funds mentioned in the question. ICICI Prudential Focused Bluechip Equity Fund IDFC Premier Equity Fund Reliance Equity Opportunities Fund Mirae Asset Emerging Bluechip Fund HDFC Mid-Cap Opportunities Fund Tata Balanced Fund
guest: Can I invest in SIP now? Do you think its a good time?
Dr Renu Pothen: You can start an SIP in Mutual Fund. This is one way of investing into mutual funds, wherein you need not time the markets.

Disclaimer:iFAST and/or its content and research team’s licensed representatives may own or have positions in the mutual funds of any of the Asset Management Company mentioned or referred to in the article, and may from time to time add or dispose of, or be materially interested in any such. This article is not to be construed as an offer or solicitation for the subscription, purchase or sale of any mutual fund. No investment decision should be taken without first viewing a mutual fund's offer document/scheme additional information/scheme information document. Any advice herein is made on a general basis and does not take into account the specific investment objectives of the specific person or group of persons. Investors should seek for professional investment, tax, and legal advice before making an investment or any other decision. Past performance and any forecast is not necessarily indicative of the future or likely performance of the mutual fund. The value of mutual funds and the income from them may fall as well as rise. Opinions expressed herein are subject to change without notice


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