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These recommended portfolios were created on February 26, 2010. They will undergo a change whenever our outlook on the equity market changes or we review our recommended funds’ list. The last revamp took place on February 1, 2013 due to a review of our recommended funds.
- Date of inception of portfolios: February 26, 2010
- Unless specified, all the returns stated are on a month-on-month basis
- The target allocation for the specific portfolio may change depending on our views on the market
- In all the portfolios, we currently hold a neutral position in equities
- At the end of the performance report, the internal benchmark for these portfolios is mentioned
1. Conservative Portfolio
Total Investment: |
Rs. 1,00,000 |
Portfolio CAGR Since Inception: |
8.22% |
Portfolio Value: |
Rs. 1,36,255 |
Portfolio Return (Dec 2013): |
0.89% |
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Benchmark Return (Dec 2013): |
-0.08% |
Portfolio Allocation:
90%: Bond funds
10%: Equity funds
Portfolio Components:
Debt funds:
PineBridge India Short Term Fund (Short Term): 0.72%
Templeton India Ultra-Short Bond Fund (Ultra Short Term): 0.88%
Canara Robeco Income Fund (Income): 0.22%
Birla Sun Life Dynamic Bond Fund (Dynamic Bond): 0.58%.
Equity funds:
ICICI Prudential Focused Bluechip Equity Fund (Large Cap): 2.01%
Birla Sun Life Dividend Yield Plus (Dividend Yield): 4.39%.
2. Moderately Conservative Portfolio
Total Investment: |
Rs. 1,00,000 |
Portfolio CAGR Since Inception: |
8.12% |
Portfolio Value: |
Rs. 1,35,728 |
Portfolio Return (Dec 2013): |
1.40% |
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Benchmark Return (Dec 2013): |
0.44% |
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Portfolio Allocation:
70%: Bond funds
30%: Equity funds
Portfolio Components:
Debt funds:
PineBridge India Short Term Fund (Short Term): 0.72%
Templeton India Ultra-Short Bond Fund (Ultra Short Term): 0.88%
Canara Robeco Income Fund (Income): 0.22%
Birla Sun Life Dynamic Bond Fund (Dynamic Bond): 0.58%.
Equity funds:
ICICI Prudential Focused Bluechip Equity Fund (Large Cap): 2.01%
UTI Opportunities Fund (Multi Cap): 3.48%
Birla Sun Life Dividend Yield Plus (Dividend Yield): 4.39%.
3. Balanced Portfolio
Total Investment: |
Rs. 1,00,000 |
Portfolio CAGR Since Inception: |
8.42% |
Portfolio Value: |
Rs. 1,37,240 |
Portfolio Return (Dec 2013): |
2.09% |
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Benchmark Return (Dec 2013): |
0.98% |
Portfolio Allocation:
50%: Bond funds
50%: Equity funds
Portfolio Components:
Debt funds:
PineBridge India Short Term Fund (Short Term): 0.72%
Templeton India Ultra-Short Bond Fund (Ultra Short Term): 0.88%
Canara Robeco Income Fund (Income): 0.22%
Birla Sun Life Dynamic Bond Fund (Dynamic Bond): 0.58%.
Equity funds:
ICICI Prudential Focused Bluechip Equity Fund (Large Cap): 2.01%
UTI Opportunities Fund (Multi Cap): 3.48%
Birla Sun Life Dividend Yield Plus (Dividend Yield): 4.39%
ICICI Prudential Discovery Fund (Contra/Value): 5.36%.
4. Moderately Aggressive Portfolio
Total Investment: |
Rs. 1,00,000 |
Portfolio CAGR Since Inception: |
7.81% |
Portfolio Value: |
Rs. 1,34,218 |
Portfolio Return (Dec 2013): |
3.10% |
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Benchmark Return (Dec 2013): |
1.53% |
Portfolio Allocation:
30%: Bond funds
70%: Equity funds
Portfolio Components:
Debt funds:
PineBridge India Short Term Fund (Short Term): 0.72%
Templeton India Ultra-Short Bond Fund (Ultra Short-term): 0.88%
Templeton India Income Builder Account – Plan A (Income): 0.49%.
Equity funds:
DSP BlackRock Top 100 Equity Fund (Large Cap): 4.08%
Mirae Asset India Opportunities Fund (Multi Cap): 3.51%
ICICI Prudential Discovery Fund (Contra/Value): 5.36%
SBI Magnum Sector Funds Umbrella- Emerging Businesses Fund (Mid Cap & Small cap): 4.19%
Reliance Banking Fund (Sector): 5.26%
PineBridge Infrastructure & Economic Reform Fund (Sector): 2.46%.
5. Aggressive Portfolio
Total Investment: |
Rs. 1,00,000 |
Portfolio CAGR Since Inception: |
8.16% |
Portfolio Value: |
Rs. 1,35,934 |
Portfolio Return (Dec 2013): |
3.87% |
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Benchmark Return (Dec 2013): |
2.11% |
Portfolio Allocation:
10%: Bond funds
90%: Equity funds
Portfolio Components:
Debt funds:
PineBridge India Short Term Fund (Short Term): 0.72%
Templeton India Income Builder Account – Plan A (Income): 0.49%.
Equity funds:
DSP BlackRock Top 100 Equity Fund (Large Cap): 4.08%
Mirae Asset India Opportunities Fund (Multi Cap): 3.51%
ICICI Prudential Discovery Fund (Contra/Value): 5.36%
SBI Magnum Sector Funds Umbrella- Emerging Businesses Fund (Mid cap & Small cap): 4.19%
PineBridge Infrastructure & Economic Reform Fund (Sector): 2.46%
Reliance Banking Fund (Sector): 5.26%.
6. Moderately Aggressive (Global) Portfolio:
Total Investment: |
Rs. 1,00,000 |
Portfolio CAGR Since Inception: |
9.15% |
Portfolio Value: |
Rs. 1,40,885 |
Portfolio Return (Dec 2013): |
1.42% |
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Benchmark Return (Dec 2013): |
1.05% |
Portfolio Allocation:
30%: Bond funds
45%: Domestic equity funds
25%: Global equity funds
Portfolio Components:
Debt funds:
PineBridge India Short Term Fund (Short Term): 0.72%
Templeton India Ultra-Short Bond Fund (Ultra Short Term): 0.88%
Templeton India Income Builder Account – Plan A (Income): 0.49%.
Equity funds:
DSP BlackRock Top 100 Equity Fund (Large Cap): 4.08%
Mirae Asset India Opportunities Fund (Multi Cap): 3.51%
ICICI Prudential Discovery Fund (Contra/Value): 5.36%
SBI Magnum Sector Funds Umbrella- Emerging Businesses Fund (Mid cap & Small cap): 4.19%
Reliance Banking Fund (Sector): 5.26%
PineBridge Infrastructure & Economic Reform Fund (Sector): 2.46%.
Global equity funds:
JPMorgan JF Greater China Equity Off-shore Fund: -1.83%
Franklin Asian Equity Fund: -2.43%.
7. Aggressive (Global) Portfolio
Total Investment: |
Rs. 1,00,000 |
Portfolio CAGR Since Inception:
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9.34% |
Portfolio Value: |
Rs. 1,41,852 |
Portfolio Return (Dec 2013): |
1.72% |
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Benchmark Return (Dec 2013): |
1.13% |
Portfolio Allocation:
10%: Bond funds
59%: Domestic equity funds
31%: Global equity funds
Currently, the equity exposure is 60% to domestic equity funds and 30% to global equity funds.
Portfolio Components:
Debt funds:
PineBridge India Short Term Fund (Short Term): 0.72%
Templeton India Income Builder Account – Plan A (Income): 0.49%.
Equity funds:
DSP BlackRock Top 100 Equity Fund (Large Cap): 4.08%
Mirae Asset India Opportunities Fund (Multi Cap): 3.51%
ICICI Prudential Discovery Fund (Contra/Value): 5.36%
SBI Magnum Sector Funds Umbrella- Emerging Businesses Fund (Mid Cap & Small Cap): 4.19%
PineBridge Infrastructure & Economic Reform Fund (Sector): 2.46%
Reliance Banking Fund (Sector): 5.26%.
Global equity funds:
JPMorgan JF Greater China Equity Off-shore Fund: -1.83%
Franklin Asian Equity Fund: -2.43%.
Our Benchmark Index
Benchmark Index* |
Conservative |
M Conservative |
Balanced |
M Aggressive |
Aggressive |
M Aggressive
(Global) |
Aggressive
(Global) |
I -BEX |
90% |
70% |
50% |
30% |
10% |
30% |
10% |
BSE 100 |
10% |
30% |
50% |
70% |
90% |
45% |
60% |
MSCI World Index |
0% |
0% |
0% |
0% |
0% |
25% |
30% |
* Benchmark Indices created using Neutral allocation |
The Research Team is part of iFAST Financial India Pvt Ltd
iFAST and/or its content and research team’s licensed representatives may own or have positions in the mutual funds of any of the Asset Management Company mentioned or referred to in the article, and may from time to time add or dispose of, or be materially interested in any such. This article is not to be construed as an offer or solicitation for the subscription, purchase or sale of any mutual fund. No investment decision should be taken without first viewing a mutual fund's offer document/scheme additional information/scheme information document. Any advice herein is made on a general basis and does not take into account the specific investment objectives of the specific person or group of persons. Investors should seek for professional investment, tax, and legal advice before making an investment or any other decision. Past performance and any forecast is not necessarily indicative of the future or likely performance of the mutual fund. The value of mutual funds and the income from them may fall as well as rise. Opinions expressed herein are subject to change without notice. Please read our disclaimer in the website.
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