Step 1 : Introduction and Risk Profiling

Our Risk Profiling exercise is based on 2 principles. One is your ability to take risks. The other is your risk appetite.

Your ability to take risk is dependent on your age, and your investment horizon. The older you are, and the less time you have in your investment horizon, the less risk you are able to take, and vice versa.

Your risk appetite is dependent on your investment experience, and your attitude towards risk and returns. Generally, the more experience you have in investments, the more risk you are able to stomach. If you are new to investments, you should probably start with a lower risk portfolio. However, if you are aiming for higher returns, and you do not mind taking on a little more risk, your appetite for risk can be said to be high.

Ability to take risks